If your employer becomes insolvent, you don't automatically lose what you're owed. The government guarantees specific payments, capped but real, and there's a clear way to claim them. Here's what's protected, what isn't, and how to get it.
Employee-favourable
2026
If your employer becomes insolvent, you can still claim what you're already owed, including unpaid wages and holiday pay, but the government's guarantee on notice pay only covers the statutory minimum, not whatever extra your contract promises.
